🎉 New! FD rates revised — Earn up to 9.25% p.a. (24–36 months)  |  Senior Citizens: 9.50% p.a.  |  Missed Call Balance Enquiry: 07948200520
LATEST
🎉 FD rates revised — earn up to 9.25% p.a. (24–36 months) & Senior Citizens 9.50% p.a. 📞 Missed Call Balance Enquiry — Give a missed call on 07948200520 💳 Fast NEFT / RTGS facility — lowest commission charges in the region 📸 QR Code Payments — receive payments via any UPI app instantly ⚠ Fraud Alert: Yeola Merchant Bank never asks for OTP or PIN over phone or SMS 🍵 Free Accident Insurance up to ₹2 Lakh for all shareholders, depositors & gold loan holders 🎉 FD rates revised — earn up to 9.25% p.a. (24–36 months) & Senior Citizens 9.50% p.a. 📞 Missed Call Balance Enquiry — Give a missed call on 07948200520 💳 Fast NEFT / RTGS facility — lowest commission charges in the region 📸 QR Code Payments — receive payments via any UPI app instantly ⚠ Fraud Alert: Yeola Merchant Bank never asks for OTP or PIN over phone or SMS 🍵 Free Accident Insurance up to ₹2 Lakh for all shareholders, depositors & gold loan holders
💰 Savings Account
📈 Fixed Deposits
💵 Loans
🔒 Safe Deposit Lockers
💳 NEFT / RTGS
💳 Recurring Deposit
👥 Current Account
📞 Missed Call Balance
📸 QR Code Payments
🍵 Free Accident Insurance
Products

Everything You Need to Grow

Accounts, deposits and loans — designed for the people of Yeola and Nashik district.

💰 Accounts
📈 Deposits
💵 Loans
💰

Savings Account

Quick account opening · Free passbook · Cheque book facility · SMS alert on every transaction · NEFT / RTGS facility

Open Now →
💼
Overdraft

Current Account

High daily transaction limits · NEFT/RTGS · Overdraft facility for businesses.

Open Now →
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Member

Member Account

Exclusive member-only benefits · Priority service · Higher interest rates on deposits.

Join Now →
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NRE/NRO

NRI Account

Repatriable NRE & NRO accounts for Non-Resident Indians from Nashik district.

Know More →

Fixed Deposit

9.25% p.a.
Tenure: 24 – 36 months · Min ₹1,000
Invest Now →

Recurring Deposit

9.00% p.a.
Monthly savings · Min ₹100/month
Start Saving →

Senior Citizen FD

9.50% p.a.
0.50% extra · Age 60+ only
Know More →
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14.00%

Vehicle Loan

2-wheeler & 4-wheeler · Up to ₹15 Lakh · 5-year flexible EMI.

Apply →
💼
14.00%

Business Loan

Working capital & term loans for traders and merchants of Yeola & Nashik.

Apply →
🏅
Instant

Gold Loan

Quick cash against gold jewellery · Same-day disbursal · Up to 75% LTV.

Apply →
Why Yeola Merchant Bank

A Bank That Puts People Before Profit

As a co-operative urban bank, our profits serve our members — not shareholders. Every deposit you make strengthens the community of Yeola and Nashik district.

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Maharashtra State Co-operative Bank Registered Fully licensed and regulated under the Maharashtra Co-operative Societies Act and Reserve Bank of India guidelines.
📈
Highest FD Returns in the Region Earn up to 9.25% p.a. on Fixed Deposits (9.50% for Senior Citizens) — consistently higher than large commercial banks.
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DICGC Insured Deposits up to ₹5 Lakhs Your deposits are 100% protected under the government insurance scheme run by DICGC.
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NEFT / RTGS & Digital Payments Fast fund transfers, QR code payments and missed-call balance enquiry — modern banking made simple.
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Years of Service
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Members
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HO + 2
Branches
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Best FD Rate
Rates

Current Interest Rates

Effective May 2026 · Subject to revision by the Board

📈 FD / Deposit Rates w.e.f. 17 Jun 2025
TenureRate (p.a.)
7 Days – 3 Months3.50%
3 Months – 6 Months4.75%
6 Months – 9 Months5.75%
9 Months – 12 Months6.25%
12 Months – 24 Months9.00%
24 Months – 36 Months9.25% ★
36 Months & Above9.00%
Senior Citizen (12–24 Mo)9.50%
💵 Loan Interest Rates Current
Loan TypeRate (p.a.)
Gold Loan11.50%
Secured Cash Credit14.00%
Cash Credit14.00%
Hypothecation CC14.00%
Housing Loan14.00%
Hire Purchase14.00%
FDR AdvanceAt FD Rate
💳 NEFT / RTGS Charges w.e.f. 17 Jun 2025
Transfer AmountCharge
Up to ₹2 Lakh₹6 /-
₹2 Lakh – ₹5 Lakh₹25 /-
Above ₹5 Lakh₹40 /-
📞 Missed Call Balance Enquiry
07948200520
🍵 Free Accident Insurance up to ₹2 Lakh for shareholders, depositors & gold loan holders.
News

Latest Notices & Updates

AlertMay 2026

Cyber Fraud Advisory — Stay Vigilant

Beware of fraudsters impersonating bank officials. Yeola Merchant Bank will never ask for OTP, PIN or account details over phone or email.

NoticeMay 2026

Revised FD Rates Effective 17 June 2025

Board of Directors has approved revised Fixed Deposit rates. Best rate: 9.25% p.a. (24–36 months). Senior Citizens earn 9.50% p.a. on 12–24 month FDs.

NewsApril 2026

New Branch Opening Announced

Yeola Merchant Bank is expanding its network. A new fully-operational branch is opening soon — stay tuned for the inauguration date.

📷 Our Community

Glimpses of Life at Yeola Merchant Bank

From national celebrations and cultural programs to welcoming dignitaries — we are proud to serve beyond banking.

📞
Main Branch

02559 – 265047
Mon–Sat: 10:00 AM – 4:00 PM

📞
Missed Call Balance

07948200520
Give a missed call anytime

📍
Head Office

Yashodhan, Balaji Galli
Yeola, Nashik – 423401

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Working Hours

Mon – Sat: 10AM – 4PM
2nd/4th Sat & Sun closed